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FAQ's

Notice: Short term advances are designed to provide cash for short term financial difficulties. They are notdesigned to solve long-term financial problems. You will be charged additional fees should you decide to renew the advance.

FAQ'S ABOUT PAYDAY ADVANCES

  1. What is a payday advance?
  2. What is the amount I am qualified for?
  3. What does it take for me to be approved?
  4. How soon can I get my money?
  5. Are these advances secured or unsecured?
  6. Can I extend or renew my advance?
  7. What is the process for obtaining the cash and repayment of the advance?

1. What is a payday advance?

A no-hassle, simple method of obtaining cash between paydays.

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2. What is the amount I am qualified for?

A number of factors enter into the formula to decide your approved amount. Length of time of employment, monthly net income, and amount of loans with other payday advance companies. Depending on these factors, you may be qualified for an advance of up to $1000.00!

After you are approved, you will be contacted by one of our courteous customer service representatives, who will confirm the amount you are qualified to receive and the repayment schedule. We are open 8am-11pm EST Monday-Friday, 9am-9pm EST Saturday, and 10am-6pm EST Sunday.

Fee: $30 per $100 advanced.

Example:
Amount Advanced Repayment Amount
$200 $260
$300 $390
$400 $520
$500 $650

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3. What does it take for me to be approved?

  • Full time employment a minimum of 6 months.
  • Direct Deposit of your payroll
  • At least 18 years of age
  • A minimum of $1200 gross salary monthly
  • Able to receive calls at both work and home
  • Faxed items for verification

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4. How soon can I get my money?

After you are approved, we transfer the funds that same day, and they will arrive in your bank account the next business day.

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5. Are these advances secured or unsecured?

These are unsecured advances, requiring no collateral whatsoever.

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6. Can I extend or renew my advance?

You are permitted a maximum of four payment extensions. If you decide to renew your advance, we will debit your bank account the renewal fee due on the original advance due date, for the continued use of those funds. Your new nearest pay date becomes the due date for the original advance amount and the original advance fee.

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7. What is the process for obtaining the cash and repayment of the advance?

The conditions outlined in our Payday Advance Agreement provides pre-authorization for us to electronically transfer the approved cash amount into your bank account. These transfers are done by Federally regulated EFT (Electronic Funds Transfer), and also known as ACH (Automated Clearing House) transactions. We will retrieve the payments from your account in the same manner.

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Notice: Having made application for payday advances with more than one other provider may cause your application to be declined.